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Collection accounts can significantly harm a person's credit score and stay on their credit report for up to seven years. A rise in collection accounts within a city is often a sign that more residents are struggling to keep up with their bills. To find out where Americans are facing the greatest financial challenges, the personal finance company WalletHub has released its latest report Cities With the Most Collection Accounts..
| Biggest Collection Account Problem | Smallest Collection Account Problem |
| 1. Garland, TX | 91. Miami, FL |
| 2. Fort Worth, TX | 92. Newark, NJ |
| 3. Arlington, TX | 93. Chicago, IL |
| 4. Lubbock, TX | 94. Detroit, MI |
| 5. Henderson, NV | 95. San Francisco, CA |
| 6. Austin, TX | 96. Washington, DC |
| 7. Reno, NV | 97. Boston, MA |
| 8. Plano, TX | 98. San Jose, CA |
| 9. Houston, TX | 99. Honolulu, HI |
| 10. Dallas, TX | 100. Winston-Salem, NC |
For the full report and to see where your city ranks, please visit:
https://wallethub.com/edu/cities-with-the-most-collection-accounts/139535
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